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What we Do

   Making the tough choice, to give up your home, instead of going through foreclosure and having your credit irreparably damaged for up to 10 years is terrible emotional burden. It takes a dedicated team of people to help you in this transition.

   Our company works with the distressed home owners' lenders, to negotiate a short sale, potentially saving the distressed home owner from further damaging their credit. We have the specialization to understand lenders concerns and distressed home owners' needs. Our team locates End Buyers or Investors to purchase a distressed home through the short sale process.

WE Work with your Real Estate agent / Realtor®. We have over 350 Short Sales to date of experience in the South West United States, let us help you.

   A Foreclosure is more damaging to your credit than a bankruptcy. If your home is the reason why you are in financial distress, call us today!

   IF you are BEHIND in your mortgage payments or have received a Notice of Default (NOD), call us today at 619.HOUSE1. We have the experience to help you start your financial recovery. OUR SERVICE is ALWAYS FREE to the home in distress!

Ethical Foreclosure's main purpose to ETHICALLY help the San Diego home owner who is in a financial hardship with their home and to give them options to possibly save them from a foreclosure being recorded to their credit. 619.7HOUSE1
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image checkmark Behind on your Mortgage Payments?
image checkmark Unable to make the next one?
image checkmark NO Equity or upside down
image checkmark Does this sign look familiar?
image checkmark Don't know your options?

   The burden of financial stress causes a lot of family stress, which can be harmful to your relationships including your family and friends. IF you are struggling with your other bills, IF you are upside down on your house, IF you have a HUGE 2nd Mortgage or Home Equity Line of Credit (HELoC), or EVEN if you are NOT behind in your payments, but not sure about making the next one, WE CAN HELP! If you are in any of these situations the option to go through a short sale could help your stress, BUT you may have other options. If you would like to know your options, please contact us for a FREE No Obligation Consultation. have questions or would like more information on how we can help you, please visit our contact page and we will contact you shortly.

Here Are Some Common Reasons Why Clients Choose to Work With Us
  • Employment Transfer
  • Moving out of town or state
  • Loss of employment
  • Failing business
  • Divorce
  • Fire or water damage
  • House needs major repair
  • Military transfers
  • Looking to create seller financing for income stream
  • Mortgage Payments Adjusted Up
  • Behind on payments
  • Owe liens or judgments
  • Bad tenants
  • Estate sale
  • Out of state owner
  • No equity for Realtor commissions
  • Realtor listing expired
  • Heading into foreclosure! OR received a Notice of Default (NOD)

   We have proven systems with methods and strategies to help the financially distressed homeowner Stop Foreclosure and possibly avoid Bankruptcy, allowing you to sleep at night. Many people hear about short sales and wonder if they are a good candidate for a short sale, the answer, simply, is maybe. Every situation is different so we ask you to contact us to receive a FREE No Obligation Consultation. We are highly educated and experienced at stopping the foreclosure process, let us show you your best options, before you run out of options. Let our caring staff of counselors help you over this hurdle! We want to and need to know YOUR individual situation to help you with your best options.

   Knowing that you are not alone; this is happening to millions of Americans across our Country right now, especially in states like California, currently #4 in the nation for foreclosures with 1 out of every 200 houses. It is not the end of the world, you will recover from this stressful period. A short sale may help you get a fresh start and SAVE your credit from the irreparable damage a foreclosure can do.

   We are here to help you and your family through this difficult time. Our goal is to help you free yourself from this situation and move on with your life as quickly and easily as possible, mitigating any financial damage if possible. We are a professional team dedicated to helping homeowners with their options before or after receiving a "Notice of Default"(NOD) or Pre-Foreclosure notice. WE ASSIST and help you understand your options to avoid devastating your credit and wasting away your life savings, 401(k), Life Insurance or other borrowing liabilities.

   Our team of caring specialists have completed over 300+ Short Sales and we can help you too. We are here to HELP the "distressed homeowner" and STOP the foreclosure process. Please note: IF a short sale is your only option left, you must understand you will loose your home, your debt maybe fully forgiven through the debt relief act, but at least your credit will not suffer for the next 7-10 years or longer if a foreclosure goes through.

CALL US TODAY at 619.7HOUSE1 for a NO COST TO YOU, evaluation of your situation.
WE NEVER CHARGE the home owner for our services!

   Ethical Foreclosure's main purpose to ETHICALLY help the home owner who is in a financial hardship, with their home, to give them OPTIONS and possibly save them from a foreclosure being recorded to their credit. A short sale may or may not be your only option, call us today for your free evaluation consultation.

Ethical Foreclosure's main purpose to ETHICALLY help the home owner who is in a financial hardship with their home and to give them options to possibly save the home owner from a foreclosure being recorded to home owners credit. A Foreclosure is more damaging to YOUR credit than a bankruptcy. If your home is the reason why you are in financial distress, call us today! 619.7HOUSE1.

Ethically means we disclose every part of the transaction, keep in constant contact with YOU and explore all LEGAL options to assist your situation