Ethical Foreclosure

Privacy Policy

   Ethical Foreclosure respects your right to the privacy of the personal information you provide us on our sites. Unless you designate otherwise or we state otherwise in this policy or at the time information is collected, any personal information you provide will not be known to any other party except you and Ethical Foreclosure. This policy is intended to explain how your personal information is collected and how it will be treated.

I. TRAFFIC DATA
   Each time a visitor comes to a Ethical Foreclosure site, our servers collect some basic technical information, including the visitor's domain name, referral data and browser and platform type. We also track the visitor's activity into our analysis of general traffic flows at our sites. We may merge information about visitors and visits into group data, which may be shared on an aggregate basis with our advertisers.

II. COOKIES
   A cookie is a small amount of data that is sent to your browser from a server and stored on your computer's hard drive. We use cookies in a very limited manner, primarily to help deliver advertisements so that you won't receive the same advertisement too many times. We use cookies to identify unique browsers that visit us and to track site navigation. Cookies are also used on our shopping site to make the ordering process more convenient for visitors. They are also used with our online polls to ensure accurate results by allowing only one vote per computer on the current questions.

   Other sites that place advertisements on our site, or which we may provide a link referencing an article that is available to view on Ethical Foreclosure, also have the ability to assign their cookies to you in a process that Ethical Foreclosure does not control.

   Cookies cannot be used to identify individuals, only machines. Thus advertisers will not know who a visitor is, nor will they have any personally identifiable information about a visitor.

III. ONLINE PAYMENT
   Ethical Foreclosure operates an online payment system. In processing orders, we may collect certain personal information for the purpose of fulfilling these orders. We will save this information as necessary to keep responsible records and handle complaints. We do not share this information with any telemarketing firms. Your phone number is needed only for credit card verification purposes and issues of customer service related to purchases.

CHANGING USER INFORMATION
   To make changes to or delete your Ethical Foreclosure account, please email us at info@EthicalForeclosure.net.

IV. PROMOTIONS
   Occasionally, Ethical Foreclosure may sponsor contests or other events that require the collection, processing and storage of individual contact and demographic information (e.g., your age and state of residence) to be used for the event. Ethical Foreclosure may also co-sponsor these events with other companies, whereby the user's individual contact and demographic information is likely to be shared with these other participating sponsors. A registrant's personal contact and demographic information will not be disclosed to third-party or nonparticipating organizations without the user's prior consent and Ethical Foreclosure will request that co-sponsors of such events uphold the privacy of the registrant's information.

V. SURVEYS
   Ethical Foreclosure may from time to time conduct voluntary surveys of visitors to the site to obtain aggregate demographic information about them. Such information may be compiled and shared in the aggregate with advertisers and other third parties, but no personal details will be traceable or associated with specific individuals.

VI. EMAIL A FRIEND
   Visitors may use our "Email a Friend" service available throughout the site. Ethical Foreclosure will automatically send the friend an email version of the page requested with the email address provided. Ethical Foreclosure does not store this information after the email has been sent.

VII. OTHER DISCLOSURE
   Ethical Foreclosure will not otherwise use or disclose your personal information without your consent except (1) as described in this Privacy Policy, or (2) as required by law, court order or as requested by other government or law-enforcement authority. This policy does not protect information you post to any online bulletin board, chat room, newsgroup or other public forum within or outside our sites.

VIII. UNSUBSCRIBE AND DATA REMOVAL POLICIES
   To unsubscribe, please login to your personal profile and use our on-line tools to "opt-out" of any subscriptions or information you choose not to receive. If this fails to work please send an email to info@EthicalForeclosure.com and place "REMOVE ME" on the subject line, please specify the content or account belonging to you that you wish to have removed. We follow the FTC.gov Unsubscribe responses and responsibilities.

IX. OTHER SITES
   Ethical Foreclosure contains many links to other websites. We cannot control and are not responsible for the privacy practices or content of other websites. We encourage you to read the privacy policies of these linked sites.

X. FURTHER QUESTIONS
   If you have questions or concerns regarding this statement, you should first contact info@EthicalForeclosure.net.

XI. NOTIFICATION OF CHANGES
   If we change our Privacy Policy, we will post those changes to this privacy statement on the homepage as well as other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the Privacy Policy under which the information was collected.

   If, however, we plan to use users' personally identifiable information in a manner different from that stated at the time of collection, we will notify users via email. Users will have a choice whether or not we use their information in this different manner. However, if users have opted out of all communication with the site, or deleted/deactivated their account, then they will not be contacted, nor will their personal information be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a notice on our website notifying users of the change. In some case where we post a notice we will also email users, notifying them of the changes in our privacy practices.

   If users have any questions or suggestions regarding our Privacy Policy, please contact us at: Ethical Foreclosure privacy@EthicalForeclosure.net

Terms & Conditions

Legal Disclaimer for all Visitors to and Users of Ethical Foreclosure.net and its Affiliated Websites

I. OUR CONTENT
   All content posted on Ethical Foreclosure.net and its affiliated websites (hereinafter, collectively, "Ethical Foreclosure.net" is provided solely for informational and business relation purposes only. No warranty is made as to the accuracy, adequacy, sufficiency or substantiality of any of the content listed, posted or displayed anywhere on Ethical Foreclosure.net (hereinafter, "Our Content"). Our Content should not be relied upon to diagnosis hardware, software or web based technology issues. Visitors to Ethical Foreclosure.net hereby warrant and represent that they will not rely in any manner on any of Our Content for any purpose and expressly waive any right or claim based upon such reliance.

II. THIS SITE DOES NOT PROVIDE WEB BASED TECHNOLOGY DIAGNOSTICS ADVICE
   Some of Our Content may discuss web based technologies or graphic illustation information as well as original photography. Our Content is not intended as a guide for diagnosing, web based technologies. Any of Our Content related to the care, diagnosis of web based technologies is provided solely for informational and discussional purposes. This site does provide for professional contract business for the assistance to diagnosis web based technologies and will be spelled out specifically if you wish to retain our services, certain limitations may apply.

III. CONTRIBUTING AUTHORS AND OTHER POSTINGS
   Our Content may include contributions or postings from authors or visitors not employed by Ethical Foreclosure (hereinafter, "Outside Contributors"). Any opinions or statements expressed by any Outside Contributors is solely the opinion or statement of that individual Outside Contributor and should not be construed as an opinion, statement or policy of Ethical Foreclosure. Visitors to Ethical Foreclosure.net expressly waive any right or claim they may arising from or related to any opinion, statement or other content contributed by Outside Contributors.

IV. COPYRIGHTS
   All of Our Content is protected by copyright and other laws of the United States, the Berne Convention Treaty and other laws throughout the universe. None of Our Content may be copied, reproduced or otherwise exploited without the express, written permission of Ethical Foreclosure. Ethical Foreclosure expressly reserves all rights to all of Our Content.

   If any of Our Content or any postings otherwise found on Ethical Foreclosure.net violate any copyright, trademark or other right, you may request its removal by contacting us at info@EthicalForeclosure.net and listing "Content Removal" in the subject line. In the body of your email, please identify the offending content, the owner of such content and contact information for such owner and we will contact you.

V. VISITORS CONDUCT
   All visitors to our site must be 18 years of age or older. Visitors between the age of 13 and 18 may visit our site only with the consent of and under the supervision of their parent or legal guardian.

   Anyone posting any content to Ethical Foreclosure.net warrants and represents that such postings do not and will not violate any rights of any individual or entity and, furthermore, do not contain vulgar, harmful, obscene, defamatory, threatening, hateful, embarrassing or abusive language (as determined by Ethical Foreclosure in the exercise of its sole discretion). Anyone posting such content further warrants and represents that such postings do not and will not violate any laws of any local, state, national or international governing body.

   Posting of advertisements, chain letters, pyramid schemes, impersonations of others, or other postings that are deemed inappropriate in the sole and absolute discretion of Ethical Foreclosure are subject to immediate removal.

   All visitors and those posting content are expected to engage in content that does not restrict or inhibit the use or enjoyment by others of Our Content. Any visitor violating this policy is subject to having such postings removed and access to Ethical Foreclosure.net restricted or revoked.

   Anyone posting any content on Ethical Foreclosure.net or submitting or otherwise delivering (via email or otherwise) any content to Ethical Foreclosure, expressly waives any claim to any use of that content by any third party and expressly permits the use, copying or other exploitation of such content.

VI. ADVERTISEMENTS ON Ethical Foreclosure.net
   Ethical Foreclosure does not recommend, endorse or warrant any advertiser on our site or any link to any third-party website. Any use of or reliance on any product or service advertised or any content on any third-party website linked from Ethical Foreclosure.net is entirely at the risk of our visitors.

   If you would like to advertise on Ethical Foreclosure.net or sponsor any of Our Content, please contact us at info@EthicalForeclosure.net and put "Advertising" in the subject line.

VII. LIMITATION OF LIABILITY
   All of Our Content is provided on an "as is" basis and is not subject to any warranty, either express or implied, subject to statute, through common law, or otherwise. All visitors to Ethical Foreclosure.net expressly waive any right or claim pursuant to any such warranty whether for merchantability, fitness for a particular purpose or otherwise.

   Neither Ethical Foreclosure, nor its advertisers, licensors, suppliers or any third parties mentioned anywhere within Ethical Foreclosure.net shall be liable for any damages, causes of action or other claims arising out of any theory of law or any statute based upon any visitor"s use or inability to use any of Our Content.

   Any claims for any liability arising from any use of Our Content or pursuant to any visit to Ethical Foreclosure.net must be brought within one (1) year of the date of the event that gave rise to such claim or liability. All visitors to this site agree that any damages recoverable pursuant to any such claim shall be limited to not more than $250.00 (United States Currency).

VIII. PRIVACY
   Ethical Foreclosure does not share its visitors contact information or email addresses with any third party. Registered users to Ethical Foreclosure.net who provide their email address expressly permit Ethical Foreclosure to contact such users via email or otherwise with information, products or services that we believe may be of interest to our users. Users may opt-out of this service at anytime by emailing us at info@EthicalForeclosure.net from the email address provided to Ethical Foreclosure.net. Please read our full Privacy Policy.

IX. JURISDICTION AND OTHER LEGAL PROVISIONS
   All visitors to Ethical Foreclosure.net expressly agree to the exclusive jurisdiction of the state and federal courts located within the State of California for any dispute in any way arising from or related to any of Our Content or to any visit to Ethical Foreclosure.net. Venue for any such dispute shall be the state and federal courts located within the County of San Diego, California.

   If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any of these Terms and Conditions shall be deemed a further and continuing waiver of such term or condition or any other term or condition. These Terms and Conditions constitute the entire agreement between any visitor to Ethical Foreclosure.net and Ethical Foreclosure.net, Ethical Foreclosure and its officers, directors, employees, subsidiaries and affiliates.

X. SERVICES DISCLAIMER
   The information contained through Ethical Foreclosure is not a substitute for professional advice you would receive from an accountant, attorney, or qualified tax preparer. The information provided by Ethical Foreclosure does not constitute legal or professional advice nor is it conveyed or intended to be conveyed in the course of any adviser-client discourse, but is intended to be general information with respect to common business issues.

   When making decisions as a result of the information you have received through Ethical Foreclosure, you should always seek the advice of an accountant, attorney, qualified tax preparer, or registered investment advisor.

   Information is offered in good faith; you do not have to use this information., Any decisions you make - and their consequences - are your own. Under NO circumstances will you hold Ethical Foreclosure liable for any actions that you take.

   Not Providing Legal, Accounting, or Financial Services - Ethical Foreclosure presents the material on this site as general information only. It is not offered as and does not constitute legal advice or opinion, accounting advice or opinion, or financial advice or opinion. It should not serve as a substitute for advice from an attorney, accountant, or financial advisor familiar with the facts of your specific situation. We are not a law firm, accounting firm, or financial services firm, and do not provide legal, accounting, financial, or tax services or advice. We make no warranty, express or implied, concerning the accuracy or reliability of the content of this website or on other websites to which we link.

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