Ethical Foreclosure

Our SHORT SALE Process Helps Distressed San Diego Home Owners from further financial hardship. 619.7HOUSE1

Short Sale Application

image San Diego Ethical Foreclosure helping

With the decline in the real estate market, many homeowners are finding that they owe more or close to what their property is worth. When this is the case, a short sale is often the best solution. If you are current on your payments, you cannot typically do a short sale. We recommend this strategy only for those homeowners who are behind on their payments, or if you feel that you will not be able to continue making your payments.

Even if your property is currently in foreclosure, a short sale is still a great option for you. One of the main reasons why you would want to do a short sale, instead of allowing your property to go into foreclosure is to minimize the impact on your credit score. A foreclosure will typically remain on your credit report for 7-10 years and is viewed in a similar fashion as a bankruptcy to most lenders and creditors. The impact of a short sale is typically much less with most people being able to get a new loan within 12-24 months of making on-time payments on their other obligations. We can help you understand your options in our initial NO obligation meeting.

YOU ARE NOT ALONE there is an estimated 10-12 MILLION Foreclosures during the 2010-2011 year!

Why should I do a short sale?
  • Save your credit
  • Reduce your stress level
  • Get out of your house with dignity

READ our FAQ page

Why use EthicalForeclosure.com to handle your short sale?
  • We specialize and have the specific skills to close more deals.
  • If we are successful with the bank negotiation, we make a cash offer within 24 hours.
  • You will have direct contact with the representative handling your file.
  • We offer full service with NO up-front fees. We list, market, negotiate and close the transaction!
  • Confidentiality - No signs in your yard saying saying Foreclosure, Bank REPO or Short Sale.
  • Personal attention and care for each client! You are NOT just a number to us.
  • OVER 300 SUCCESSFUL Short Sales in experience and climbing!

REMEMBER: A Bankruptcy DOES NOT always save your home, most homes are thrown out of the bankruptcy process. Please understand a Foreclosure does FAR MORE damage to your personal credit report than a Bankruptcy. Bankruptcies can be cleared after 2-3 years, where a Foreclosure stays on YOUR CREDIT REPORT for 7-10 years.

To get started complete the form below and we will contact you within 24 hours.

REMEMBER: We are there to HELP YOU, the "distressed homeowner" to help you understand your individual options based on your individual situation.

Right now there are a LOT of SCAMs, preying on people just like you in your situation. WE NEVER request from you ANY payment what-so-ever at anytime. Our services to YOU are completely FREE.

So please, don't work with ANYONE who requests money upfront, there are always options for every situation that require NO MONEY.

Home owners Name: *

Phone Number: *

E-Mail: *

Property Address: *

Include street number, street name, city, state and zip code.

Property Type: *

What type of property is it?

Property Use: *

Number of Bedrooms: *

How many Bedrooms does the property have

Number of Bathrooms: *

How many Bathrooms does the property have?

Square Feet: *

How many square feet is the property, not including the garage area.

1st Lender Name: *

Who is your primary mortgage holder/lender/servicer?

1st Lender owed: *

From your last billing statement, what is the outstanding current balance.

Last Payment Made: *

We need to calculate where you are in the cycle of default to better assist you.

2nd Lender Name: *

If you have a 2nd mortgage or HeLoc (home equity line of credit) what is that statements last balance.

2nd Lender owed: *

From your last billing statement, what is the outstanding current balance.

Total on other liens:

What is the total amount of the properties other liens?

NOD Recorded:

If you received a NOD (Notice of Default) what date does it show as being recorded.

Estimated Sale Date (auction):

If you received a Notice of Default, it may have an auction date, what is that date.

Your Situation: *

Describe to us what you situation is. Example: loss of job, moving, behind in payments, loss of a family member, income reduction, etc.. and any other information that we should know, the more the better. This will help us help you with the mandatory hardship letter that we will need to submit your short sale package.

Is the property currenlty listed with a Relator?: *

Yes

Realtors Name:

Please tell us who it is.

Realtors Phone number:

Ethical Foreclosure's main purpose to ETHICALLY help the home owner who is in a financial hardship with their home and to give them options to possibly save the home owner from a foreclosure being recorded to home owners credit. A Foreclosure is more damaging to YOUR credit than a bankruptcy. If your home is the reason why you are in financial distress, call us today! 619.7HOUSE1.

Ethically means we disclose every part of the transaction, keep in constant contact with YOU and explore all LEGAL options to assist your situation

Ethical Foreclosure is a PWR Enterprises Company
with WELL OVER 300+ short sales of experience to date in our network.

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